Reasons to get an appraisal from Appraisals For Land & Homes

To many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. And while there are a budding number of automated home valuation processes that might appear cheaper than an appraisal, almost all lenders still need a local expert because the stakes are very high. You might think that securing a mortgage is the only reason to get an appraisal, but there are other cases when the services of a certified, independent real estate professional could be beneficial.

Order appraisals on this website by simply clicking here.

Let Appraisals For Land & Homes help you dispute your tax assessment in Fannin County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Appraisals For Land & Homes is your best evidence when building your case. At Appraisals For Land & Homes, we're capable of assisting you in disputing your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, many lenders ask homebuyers to take out an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.

Appraisals For Land & Homes can produce a statement regarding the value of your home, and the expense of the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Appraisals For Land & Homes will help you settle a divorce with less stress

A divorce is often complicated by the difficult decision of who maintains the house, and it can be an especially heartbreaking occurrence for both parties. It's a good idea to order an appraisal from Appraisals For Land & Homes so both parties are entirely aware of the true market value of their property, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Appraisals For Land & Homes can help you with relocating to or from Fannin County

Moving due to a job change is a more than just an inconvenience, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide feedback on the positive attributes of their property, as well as information about any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Appraisals For Land & Homes

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.